Assurex Global – Health Reform FAQ

Health Reform FAQ | Health Reform Alerts | Return to Assurex Global | Benefit Comply, LLC

Welcome to the Assurex Global health reform FAQ  page. This page contains questions and answers related to health reform that the staff of Benefit Comply, LLC has received from employers and Assurex Global partner firms. New questions will be regularly posted on this site so check back often.

Please note : A number of issues addressed in these questions will be subject to significant regulatory interpretation by the agencies responsible for various parts of the legislation.  The answers to the questions reflect our current understanding of the issues but are subject to change as additional guidance and clarifications are issued.

Throughout the questions we refer to the health reform legislation as the Affordable Care Act (ACA). This terminology has been adopted by the Department of Labor, IRS and HHS.  This reference includes rules contained in both the Patient Protection and Affordable Care Act (H.R. 3590) and the Reconciliation Act of 2010 (H.R. 4872). [hr]

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General Questions

Adult Child Coverage to Age 26

Automatic Enrollment

Effective Dates

Employer Mandate

Free Choice Voucher

HSA/FSA/HRA Rules

Lifetime and Annual Maximums

Plan Coverage Requirements

Reporting Requirements

Small Employer Tax Credit

Tax Issues

Waiting Periods