2012 HSA Limits Released
May 2011
The Internal Revenue Service (IRS) has released the HSA limits for calendar year 2012. Revenue Procedure 2011-32 details the maximum contribution and the deductible and out-of-pocket limits. The HSA contribution and maximum out-of pocket limits have been increased slightly, but the minimum HDHP deductible is unchanged from 2011.
2012 contribution limit:
- Self-only HDHP coverage: $3,100
- Other than self-only HDHP coverage: $6,250
- Catch-up contribution limit for HSA-eligible individuals who are age 55 or older: $1,000.
2012 deductible limit:
- Self-only: Not less than $1,200 (no change from 2011)
- Family: Not less than $2,400 (no change from 2011)
2012 out-of-pocket maximum limit in 2012:
- Self-only: Not more than $6,050
- Family: Not more than $12,100
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