Issue Brief – 2013 HSA Limits Released

2013 HSA Limits Released

May 2012

The Internal Revenue Service (IRS) has released the HSA limits for calendar year 2013. Revenue Procedure 2012-26 details the maximum contribution and the deductible and out-of-pocket limits.

A copy of the IRS notice can be found at

2013 contribution limit:

  • Self-only HDHP coverage: $3,250 (up from $3,100 in 2012)
  • Other than self-only HDHP coverage: $6,450 (up from $6,250 in 2012)
  • Catch-up contributions for HSA-eligible individuals who are age 55 or older: $1,000 (unchanged)

2013 deductible limit:

  • Self-only: Not less than $1,250 (up from $1,200 in 2012)
  • Family: Not less than $2,500 (up from $2,400 in 2012)

2013 out-of-pocket maximum limit:

  • Self-only: Not more than $6,250 (up from $6,050 in 2012)
  • Family: Not more than $12,500  (up from $12,100 in 2012)

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