Issue Brief – 2013 HSA Limits Released

2013 HSA Limits Released

May 2012

The Internal Revenue Service (IRS) has released the HSA limits for calendar year 2013. Revenue Procedure 2012-26 details the maximum contribution and the deductible and out-of-pocket limits.

A copy of the IRS notice can be found at http://www.irs.gov/pub/irs-drop/rp-12-26.pdf.

2013 contribution limit:

• Self-only HDHP coverage: $3,250 (up from $3,100 in 2012)
• Other than self-only HDHP coverage: $6,450 (up from $6,250 in 2012)
• Catch-up contributions for HSA-eligible individuals who are age 55 or older: $1,000 (unchanged)

2013 deductible limit:

• Self-only: Not less than $1,250 (up from $1,200 in 2012)
• Family: Not less than $2,500 (up from $2,400 in 2012)

2013 out-of-pocket maximum limit:

• Self-only: Not more than $6,250 (up from $6,050 in 2012)
• Family: Not more than $12,500  (up from $12,100 in 2012)

Download as MS Word .doc

Download as .pdf 

While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept  liability  for any inaccuracies or changed circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting or other professional advice or services. Readers should always seek professional advice before entering into any commitments.