Posts by aradecki

Regulatory Update

Regulatory Update

Newsletter 2025 Q2

Newsletter 2025 Q2

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HIPAA Privacy & Security

HIPAA Privacy & Security

Common Employer Questions

Common Employer Questions

Affordability of Medical Coverage

Affordability of Medical Coverage

Controlled Groups

Controlled Groups

Newsletter 2025 Q1

Newsletter 2025 Q1

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Legislative Update

Legislative Update

Member Chat – Feb

Member Chat – Feb

Feb 12th – COBRA & Medicare Feb 5th – Spousal and Dependent Eligibility Feb 5th

Benefits During Leave

Benefits During Leave

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Newsletter 2024 Q4

Newsletter 2024 Q4

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Member Chat – Jan

Member Chat – Jan

Federal Reporting Requirements

Federal Reporting Requirements

Member Chat – Dec

Member Chat – Dec

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End of the Year Benefits Wrap-Up

End of the Year Benefits Wrap-Up

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Annual Limits for HSAs, Health FSAs, & DCAPs

Annual Limits for HSAs, Health FSAs, & DCAPs

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Member Chat – Nov

Member Chat – Nov

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Member Chat – Oct

Member Chat – Oct

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Employer Reporting

Employer Reporting

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Newsletter 2024 Q3

Newsletter 2024 Q3

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Member Chat – Sept

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Upcoming Election and Regulatory Update

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Member Chat – Aug

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Defining Plan Eligibility for Employees, Spouses and Dependents

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Member Chat – Jul

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Common Compliance Questions

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June Member Compliance Chat

June Member Compliance Chat

intersureCOE

intersureCOE

Compliance Center of Excellence

Supreme Court Decision – Change in Administrative Power 

Supreme Court Decision – Change in Administrative Power 

A Supreme Court decision released last week overturned a 40-year precedent known as the Chevron Doctrine. Under the doctrine, when a...

Newsletter 2024 Q2

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Member Chat – Jun

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HSA Tips and Tricks

PCORI Fee – Updated Form 720

PCORI Fee – Updated Form 720

The IRS released the updated Form 720 for the 2024 second quarter with updated dates and fees on Line 133...

PCORI Fee Reminder

PCORI Fee Reminder

The PCORI fee for group health plans that ended sometime during 2023 must be reported and paid by July 31,...

Medicare Secondary Payer Rules

HIPAA Privacy Rule for Reproductive Health Care

HIPAA Privacy Rule for Reproductive Health Care

Deemed necessary following the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization, HHS has issued a new...

Member Chat – Apr

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Summer Reporting Deadlines

2025 Notice of Benefit & Payment Parameters 

2025 Notice of Benefit & Payment Parameters 

The agencies released finalized 2025 Benefit and Payment Parameters regulations. The guidance generally focuses on the administration of the public...

Legislative & Regulatory Update

Member Chat – Mar

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Reimbursement of Nutrition, Wellness and General Health Expenses 

Reimbursement of Nutrition, Wellness and General Health Expenses 

While reimbursement of new weight-loss drugs available solely by prescription are reimbursable on a tax-favored basis under an FSA, HRA,...

Newsletter 2024 Q1

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ERISA Enforcement & Penalties

ERISA Enforcement & Penalties

We continue to be reminded lately of the importance of the employer’s role as a fiduciary of the benefit plans...

Mid-Year Election Changes

Member Chat – Feb

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Member Chat – Jan

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Guardian HR

Guardian HR

HR & Employment Law Support Get Federal, State, and Local Leave Law Help – And Much More. We know how...

Newsletter 2023 Q4

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GAG CLAUSE ATTESTATIONS – QUESTION OF THE WEEK 2

GAG CLAUSE ATTESTATIONS – QUESTION OF THE WEEK 2

Q: What if an employer changes carriers, TPAs or service providers during the attestation period? A: If there was more than one...

Gag Clause Attestations – Question of the Week

Gag Clause Attestations – Question of the Week

Q: How many attestations must be filed by the employer if the carrier, TPA, PBM or other service provider has not...

2024 Health FSA and Qualified Transportation Limits

2024 Health FSA and Qualified Transportation Limits

IRS confirmation of 2024 health FSA and qualified transportation limits has arrived! As many expected, 2024 health FSA contributions are...

DOL Settlement Serves as Reminder that Tobacco Surcharges are Wellness Programs

DOL Settlement Serves as Reminder that Tobacco Surcharges are Wellness Programs

An employer recently entered into a settlement with the Department of Labor (DOL) stemming in part from a complaint by the DOL...

PCORI Fee Reminder – Updated Form 720

PCORI Fee Reminder – Updated Form 720

The IRS has released a long-awaited updated Form 720 for the 2023 second quarter with updated dates and fees on...

When is a Business Associate Agreement Required?

When is a Business Associate Agreement Required?

Part of any HIPAA compliance project involves the process of reviewing existing vendor relationships to determine which vendors are acting...

Revisiting the Department of Labor’s Cybersecurity Guidance

Revisiting the Department of Labor’s Cybersecurity Guidance

In July 2021, we wrote about new guidance from the Department of Labor (“2021 guidance”) that set forth “best practices”...

Air Ambulance Reporting – No, it is not happening in 2023

Air Ambulance Reporting – No, it is not happening in 2023

Included in the No Surprises Act (NSA) is a provision requiring carriers and health plans to report information regarding air...

Reporting Offers of COBRA

Reporting Offers of COBRA

Reporting Offers of COBRA The reporting of offers of COBRA and actual enrollment in COBRA continuation coverage depends upon (i)...

Redirecting

Redirecting

Reporting for Aggregated ALE Groups

Reporting for Aggregated ALE Groups

Entities that are part of the same controlled group or affiliated service group under IRC §414 rules due to common...

HHS Guidance on Audio-Only Telehealth & Reproductive Care Privacy

HHS Guidance on Audio-Only Telehealth & Reproductive Care Privacy

The Department of Health and Human Services (HHS) issued several pieces of guidance related to compliance with the Health Insurance...

Affordability Safe Harbors

Affordability Safe Harbors

An employer is unlikely to know the employee’s household income, so the IRS provided three employer affordability safe harbors. When...

Reporting Offers of Coverage – 1A versus 1E

Reporting Offers of Coverage – 1A versus 1E

When reporting offers of coverage in Part II, Line 14 of the Form 1095-C, both codes 1A and 1E indicate...

Preparing for a HIPAA Audit – Steps Employers Should Take

Preparing for a HIPAA Audit – Steps Employers Should Take

A question we often receive from our current and prospective HIPAA clients is what they need to do to ensure...

Determining Applicable Large Employer (ALE) Status

Determining Applicable Large Employer (ALE) Status

All applicable large employers (ALEs) are required to offer medical coverage to full-time employees and their dependents and then report...

IRS Enforcement Efforts – Letter 226J (§4980H Requirements)

IRS Enforcement Efforts – Letter 226J (§4980H Requirements)

The IRS is now proposing §4980H (“Employer Mandate”) penalties for applicable large employers who appear to owe penalties for the...

2023 “Affordability” Percentage

2023 “Affordability” Percentage

In Revenue Procedure 2022-34, the IRS significantly decreased the affordability percentage from 9.61% to 9.12% for 2023. This percentage determines...

Biden Administration Extends National Emergency

Biden Administration Extends National Emergency

Introduction On February 18, 2022, President Biden formally extended the COVID-19 National Emergency for up to another year. The National...