COBRA Election and Payment Demo
COBRA and state continuation
COBRA Election and payment
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General COBRA Timeline
Example Timeline
Notification of Qualifying Event
Elise and her spouse’s medical and dental coverage terminates at the end of May.
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14 days
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Election Notice
Must be provided within 14 days.
Elise and her spouse receive their Election Notice on June 15th.
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60 days
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COBRA Election
Must occur within 60 days of receiving the election notice
Elise and her spouse elect medical coverage (but not dental) on August 1st.
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45 days
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First COBRA Premium Payment
Must be submitted within 45 days of electing COBRA
Elise and her spouse have until September 14th to pay the first premium payment for June, July and August.
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In This Example, All Subsequent Payments Are Due On The First Of The Month.
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Subsequent COBRA Premium Payments
Must be submitted within 30 days of the due date
Elise and her spouse must make their September premium payment no later than September 30th.