Plans Subject to COBRA Demo

COBRA and state continuation

Plans Subject to COBRA

Federal COBRA continuation requirements apply more broadly than just to major medical plans. Any employer-sponsored plans considered to be group health plans because they provide significant medical care are subject to COBRA.

Includes: 

Major medical

Perscription drug coverage

Health FSAs

HRAs

Dental

Vision

Some employee assistance programs

Some onsite clinics

Does not include: 

Life

Disability

Dependent care accounts (DCAPs)

HSAs